From a U.S. Navy Veteran to a Family of Income Tax Experts

Alltax Income Tax Services, a 2nd generation, family-owned and -operated company, has proudly served Southeast Michigan since 1950 with a staff of Tax Experts.

Our five locations throughout Southeast Michigan are here to serve you:
  • Roseville
  • Sterling Heights
  • Macomb
  • Utica/Shelby Township
  • Taylor

History of Alltax Income Tax Service

Income Tax Return Application Form — Individual Tax Preparation in Roseville, MI
Steven J. Ratkov who was in the U.S. Navy until an honorable discharge in 1946 worked for Briggs Manufacturing as a cost clerk until 1948.

He then worked in real estate and sold insurance in Roseville, Michigan.

Steven began preparing tax returns professionally after completing an Income Tax Course offered by the Walsh Institute of Accountancy in Detroit in 1949.

Steven married Sylvia (Gruszczynski) a year later in June. They had five children: Christine, Rosemary (deceased), Steven, Thomas (deceased), and Kathryn.

Steven acquired land on Gratiot Ave. in Roseville, MI in 1955 which became the Ratkov Insurance Agency building. He named his tax business the Steven J. Ratkov Income Tax Service and then shortened to Ratkov Tax Service.

Steve continued to sell real estate and insurance, and on top of preparing income tax returns for customers.

69 years later, Steven's children continue to run the business under the name Alltax Income Tax Services.

And they continue to conduct business, as Mr. Ratkov did for many years, ‘The Hard Way.'

A Message from Steven Ratkov

‘It is comparatively easy to prosper by trickery, the violation of confidence, oppression of the weak, sharp practices, cutting corners … all of these methods that we are so prone to palliate and condone as “business shrewdness.”

It is difficult to prosper by the keeping of promises, the deliverance of value in goods, in services and in deeds … and in the meeting of so-called “shrewdness with sound merit and good ethics.”

The easy way is efficacious and speedy … the hard way arduous and long. But, as the clock ticks, the easy way becomes harder and the hard way becomes easier. And, as the calendar records the years, it becomes increasingly evident that the easy way rests hazardously upon shifting sands … whereas the hard way builds solidly a foundation of confidence that cannot be swept away.

Thus we built – from the ground up.'

Steven J. Ratkov, Sr. (age 63)

April 25, 1988